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Carpenter and Company established Health Care Facilities of Missouri in 1991. HCFM has put to rest
the frustration of uncontrollable Worker's Compensation costs and inadequate service by implementing
a tailor-made Loss Control Program and aggressive claims management philosophy.
Representing over 165 nursing homes in the state of Missouri with over $9,500,000 in annualized
premium. HCFM was created to help its members control the high cost of Worker's Compensation.
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